What does Medicare Advantage combine?

Medicare Advantage combines Parts A and B of Medicare into a single plan, often including additional benefits. Part A covers hospital insurance, which includes inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Part B covers medical insurance, encompassing services like doctor visits, outpatient care, preventive services, and durable medical equipment.

Many Medicare Advantage plans also offer additional coverage, such as vision, dental, and sometimes hearing services, as well as prescription drug coverage (Part D). This integration into one plan offers convenience for beneficiaries, simplifying their healthcare management and streamlining their access to various healthcare services.

Other choices do not accurately reflect the comprehensive nature of Medicare Advantage. For instance, only combining Parts A and C does not account for Part B, while selecting only prescription drug coverage or secondary insurance benefits misses the crucial combination of hospital and medical services core to Medicare Advantage plans.